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Route to Twenty · Reference

Sources and legislation

Current as of 8 October 2026. Every figure the app produces is computed from one of the documents below. Where a document does not settle a mechanic, the figure carries a † and the app says what it assumed. Nothing here is member-specific and nothing here is advice.

How the rules get into the app

Each rule is read from the document by a person, recorded with its source, and coded with a test that reproduces the document's own printed figures before the rule is accepted. The reference data — salary scales, chart tables, the pay calendar, tier rules — ships inside the app as versioned files with the source and issue date attached to every value; the app never downloads anything else. A rule confirmed only in conversation, not in writing, is treated as unconfirmed until the Fund puts it in writing. When a member enters the figures from their own Fund statement, those figures come first and the app works from them.

Pension rules

NYC Police Pension Fund, Tier 3 Summary Plan Description (June 2026)
The governing plain-language document for members appointed on or after 1 July 2009; the app follows it for service, vested and deferred retirement, final average salary, escalation, contributions, loans, terminal leave and the Variable Supplements Fund. Its mandatory retirement age (62) is superseded by Chapter 311 of 2026, below.
NYC Police Pension Fund, Tier 2 Summary Plan Description (June 2026)
The plan summary behind the Tier 2 figures, which are new and in testing. Its mandatory retirement age (63) is superseded by Chapter 311 of 2026, and its salary base for members appointed on or after 1 July 2000 by Chapter 312 of 2026, both below.
New York Retirement and Social Security Law, Article 14
The statute behind the Tier 3 plan. Where the plan summary and the statute differ, the statute governs.
NYC Administrative Code, Title 13 and § 14-114, as amended through 2025.
The Police Pension Fund provisions and the rank-based enhancements at 25, 30 and 35 years.
NYC Office of the Actuary, POLICE Fiscal Year 2025 Actuarial Valuation Report
Plan-provisions summary and the record of recent statutory changes.

Pay

Office of Labor Relations salary schedules for Police Officer, Detective, Sergeant, Lieutenant and Captain, with their issue dates, carried back to 2017.
Each contract's retroactive payment is placed in the period it covered, using the date it was paid. The printed sheets distributed to commands, with the collective bargaining agreements behind them on the OLR uniformed contracts page. The app shows the issue date on every pay figure.
The City's biweekly pay calendar for the current year.

Schedules

Police Department Operations Orders governing duty schedules by rank, vacation selection, and the range and additional tour for Captains and above; the squad rotation calendar.
Department documents, not published online. A member can compare any figure in the app against the order posted at their command.

Where the legislation stands

Bills are shown in the app as switches, never as law, until they are enacted. This is the state of play as of 30 September 2026.

EnactedMandatory retirement age to 65 — Chapter 311 of the Laws of 2026 (S.5053-B / A.8178-B), signed 28 September 2026, effective immediately.
Raises the mandatory retirement age for uniformed members of the New York City Police Pension Fund to 65, amending the Retirement and Social Security Law and Administrative Code § 14-124. It had been 62 for Tier 3 members and 63 for Tier 2. The June 2026 plan summaries still print the old ages; the statute governs.
EnactedTier 2 salary base — Chapter 312 of the Laws of 2026 (S.7808-A / A.8322-A), signed 28 September 2026, effective immediately.
Tier 2 members appointed on or after 1 July 2000 now have their salary base computed the same way as earlier Tier 2 members: the greater of the final twelve months or the best three consecutive years. It applies to members who retire on or after 28 September 2026. Tier 3 is unchanged; it already uses the higher of the best three consecutive years or the final 36 months.
EnactedTwenty-year service retirement for Tier 3 — Chapter 55 of the Laws of 2025, effective 9 May 2025.
Service retirement for Tier 3 police officers moved from 22 years to 20, at 50% of final average salary. The escalation dates did not move: full escalation still begins at 25 years of credited service, partial escalation from 22.
2026 · FDNYThe fire unions' escalation win — escalation at service retirement for FDNY Tier 3 members (A.10254 / S.9203, introduced February 2026).
The bill removes the 25-year requirement for Tier 3 escalation for uniformed members of the New York City Fire Department Pension Fund: a firefighter who reaches service retirement at twenty becomes eligible for full annual escalation from the first of the following month. The fire unions credit the FY2027 state budget with enacting the Tier 3 reforms they sought. The equivalent change has not been made for the Police Pension Fund — a police Tier 3 member who retires at twenty still waits to the 25-year date for full escalation, and to 22 for the first partial step. The Fund's fiscal note for the FDNY bill put the first-year employer cost at $22.6 million. Few police members know this happened. It is now the largest single difference between the two departments' Tier 3 plans, and it is exactly the kind of figure the app exists to put in front of a member: what the same twenty years would be worth under each rule.
In committeeRepeal of the Social Security offset at 62 — S.7975-B (police) and S.6289-A (fire).
Both in the Senate Civil Service and Pensions Committee.
In committeeAdditional service credit past twenty — S.5058-A (fire).
Would add 1/40 of final salary for each year beyond twenty; in committee since April 2026.

Changelog

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